Last updated October 12, 2026 · Smarter Choice Investment Holdings LLC
This policy explains cancellation and refunds for Smarter Choice services, courses, and digital products. Statutory cancellation and refund rights that apply to you are honored and are not conditioned on discretionary approval.
For services that require a consultation and signed agreement, the agreement states the scope, price, cancellation terms, and any applicable statutory cancellation period. Where consumer-credit-service laws apply, the prescribed written disclosures, waiting/cancellation period, and lawful fee timing govern and take precedence.
Because digital products and course access are delivered electronically and immediately, they may be non-refundable once access is granted, except where a statutory right or a delivery failure applies. If a digital item fails to deliver or is defective, contact us for a correction or refund.
Any subscription or trial will clearly show the provider, benefit, initial charge, recurring price and frequency, charge timing, and cancellation and refund terms before billing information is requested. You may cancel to stop applicable future charges.
Email support@smarterchoiceholdings.com or call 832-981-3352. Cancellation stops applicable future charges; a refund request and an account-deletion request are handled separately. We confirm receipt and process eligible requests within a reasonable, communicated timeframe.
If work has not yet been performed, or a third-party account is declined or unavailable, we explain the available remedy, which may include continued assistance or a partial refund of unearned fees, consistent with the signed agreement and applicable law.
Billing and cancellation support: support@smarterchoiceholdings.com or 832-981-3352.
These policies are provided for transparency and are subject to ongoing qualified legal review. They do not replace any service agreement or required standalone disclosure, which govern where applicable.