Smarter Choice · Policies

Privacy Notice

Last updated October 12, 2026 · Smarter Choice Investment Holdings LLC

This Privacy Notice explains what information Smarter Choice Investment Holdings LLC collects, how we use it, and your choices. We aim to describe our actual practices accurately and update this notice as our services evolve.

1. Information we collect

Account details (name, email), information you submit in consultation and inquiry forms, learning progress, support messages, and limited technical data (such as device and usage information). Please do not submit sensitive identifiers (such as full Social Security numbers or account numbers) through general free-text fields.

2. How we use information

To provide and improve our services, respond to inquiries, deliver purchased products and courses, send transactional messages (such as password resets and order confirmations), and meet legal and record-keeping obligations.

3. Sharing

We share information with service providers that help us operate (for example, payment processing and email delivery), and when required by law. We do not sell your personal information. Contributions and reporting between affiliated entities are handled under separate records.

4. Email and communications

We send transactional emails related to your account and purchases. Any marketing messages include an unsubscribe option. We never ask for your password, card number, or verification codes by email.

5. Security

We use reasonable administrative and technical safeguards, including encrypted transport, hashed passwords, and access controls. No method of transmission is completely secure.

6. Retention

We retain information for as long as needed to provide services and to meet legal, accounting, and record-keeping requirements, then dispose of it appropriately.

7. Your choices

You may request access to, correction of, or deletion of your personal information, and may opt out of marketing, subject to legal limits. Contact us using the details below. Account deletion, subscription cancellation, and refund requests are handled as distinct actions.

8. Contact

Privacy requests: support@smarterchoiceholdings.com or 832-981-3352.

These policies are provided for transparency and are subject to ongoing qualified legal review. They do not replace any service agreement or required standalone disclosure, which govern where applicable.